Loan Rates

Equipment Condition/Loan TermEquipment Condition/Loan Term Annual Percentage Rate (APR)
10% - 20% down, 1.00% Loan Fee. Purchase verification and collateralization required. Actual terms subject to borrower qualification.
New for up to 36 months** as low as 3.50%as low as 3.50%
Used for up to 36 months**as low as 4.00%
**Longer terms available

Business Insurance Premiums5.00% - 12.50%
Maximum 9 month term & minimum 20% down payment required.

Share & Share Certificate Secured LoansCall for rates
Rates are calculated based on interest paid on the CD that secures the loan.

MastercardNo annual fee
Ask for Rate Disclosure

Vehicle Loans
Automobiles starting as low as 3.75% APR* new, 4.00% APR* used.
Call for additional terms and details
Recreational vehicles including motor homes, campers, cabin-class boats, motorcycles, snowmobiles and
ATVs – call for rate.

Rates may vary depending on each individual’s credit history and underwriting factors.

APR is Annual Percentage Rate. All rates and terms subject to change. All loans subject to approval.
This credit union is federally insured by the NCUA.

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WCLA Credit Union – Your Forest Products Credit Union

1-800-422-0074

Mon – Fri 8am to 5pm
WCLA CREDIT UNION
P.O. Box 207
Olympia, Washington 98507